If you live in North Dakota, you are paying the lowest auto insurances rates in the country.
If you live in New York, you are paying one of the highest.
Although auto insurance rates vary from year to year, a recent survey found that residents of the Great Plains states and those living in the southeast pay the least in auto insurance.
New Jersey is actually the most expensive state to insure a vehicle, followed by Washington DC, New York and Massachusetts.
One of the reasons for such high auto insurance rates on the Eastern seaboard is urbanization, according to experts. Any area with a large and dense population, has heavier vehicular traffic and is statistically more likely to have a larger number of collisions. In addition, large population centers have higher rates of auto-related crimes including car theft and vandalism, all of which contribute to higher car insurance rates.

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